Comments on: The Visa Black Card vs American Express Centurion Card (in depth comparison/review)

By: Chris C.

Chris C. — Fri, 06 Nov 2009 03:03:48 +0000

You are not alone. I too had an excellent payment history with American Express. American Express apparently thought differently and proceeded to reduce my credit line without notice. Needless to say I was very upset when I went to make a purchase and the purchase was denied because my of my reduced credit line. American Express is no longer my preferred card.

By: Jim

Jim — Wed, 21 Oct 2009 00:35:48 +0000

Do you folks really have time to post about a credit card?

By: Hando

Hando — Thu, 01 Oct 2009 15:10:56 +0000

Your “name” is “Canada”…

And by the way, there is no “invitation” for the centurion card. You simply spend the 250k and then call to apply for the upgrade. Nobody will call you or invite you.

By: D. Canada

D. Canada — Thu, 01 Oct 2009 01:57:13 +0000

Where did I state I was in Canada? I am in the U.S.

By: Hando

Hando — Wed, 30 Sep 2009 21:29:38 +0000

If you’re in Canada, as you state – your story has factual errors including certain things you mentioned, which would not be the case (or not exist) in Canada…

By: D. Canada

D. Canada — Wed, 30 Sep 2009 16:23:54 +0000

AMERICAN EXPRESS- LEAVE IT AT HOME!!!!!
I recently had 4 American Express accounts, 2 credit accounts and 2 Platinum charge accounts (1 personal and 1 business). My personal credit as reported by Experian was “Excellent” and all accounts were in great standing which included paying off over $21,000.00 monthly on my Platimum accounts over the past few years. That equates to over $250,00 per year. I had heard about the Centurion card and wondered if I would “get the invitation”, since I met certain qualifications I had read about. Recently my bank erroneously stopped one of my online payments. AmEX immediately cancelled all of my accounts. Up until that point, I always had a pleasant experience when dealing with any AmEx customer representatives. Under the current credit crisis, I knew there was a reasonable explanation and AmEx was just being cautious. But when I called regarding the bank error, I was told by the representative that the cancellation was also due to multiple late payments and poor credit. I was completely dumbfounded. After speaking to numerous people at AMEX in efforts to help resolve the problem, I had my bank submit a letter taking full responsibilty for their error and I also submitted a current copy of my “excellent” credit report. I even had an AmEx representative verify there were no “late” payments on any of my AMEX accounts. To this day, American Express has not reinstated my accounts. Ironically, a week after AmEx cancelled my accounts I received an invitation for the VISA Black Card which I gladly accepted and now possess. Barclay’s now has my quarter million dollar business.
American Express- LEAVE HOME WITHOUT IT!!!!

By: Mark Carney

Mark Carney — Fri, 11 Sep 2009 15:01:33 +0000

There is no comparison between the Centurian Card & The Visa Black card, BUT it’s nice to have the Visa Black as a back-up when a merchant does not accept American Express. It’s also nice to have a bank card anyway. I also like the fact that the American Express Black card is not a credit card but a charge card while the Visa black is a credit card.

By: text to screen

text to screen — Wed, 12 Aug 2009 08:08:20 +0000

count me in!!

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